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Merchant Cash Advance

Use Your Future Credit Card Sales to Fund Business Growth

Do you need cash, but traditional business financing options aren’t workable? If so, Speed of Light Funding is here to help. Through our merchant cash advance, you can obtain the working capital you need for commercial success.

Borrow Against Your Credit Card Sales

A merchant cash advance lets you borrow against your future credit card sales. To repay, a percentage of your sales goes toward the loan until it’s paid off. That way, you never have to worry about making a monthly payment.

Finance Your Future

You can use your cash in a plethora of ways:

  • Train new hires
  • Enroll new clients
  • Renovate your office
  • Consolidate your debts

We offer up to $200,000 per location, and we’re happy to work with any type of credit card.

Access Working Capital

Qualifying for a commercial loan can be difficult, especially if you have had rejections in your past. However, we’re more interested in your cash flow than credit history, so a merchant cash advance may be more accessible.

Skip the Application Fee

We don’t charge an application or closing fee. Instead, we have a small processing fee you pay on top of the loan principal.

Speak to a Financial Expert

It’s time to jumpstart your business with an influx of cash. To start your application, speak to a Speed of Light Funding professional today.